Best Tenancy Agreement Templates in Singapore (2026)
Singapore has more structure around tenancy agreements than most people realise. There's an official government source with templates for both HDB and private residential properties, plus a handful of generators and downloadable documents that have built up around it. Some are genuinely free. Some look free but charge when you try to download.
This guide covers every credible source available as of 2026: what each one offers, what it costs, and what to watch out for.
Key Takeaways
- The CEA (Council for Estate Agencies) is the most authoritative source and offers free PDF templates for both HDB and private residential properties
- CEA templates are guides, not mandatory documents. Landlords and tenants can negotiate and adjust the terms
- Three sources offer genuinely free templates or generators with no payment required
- Three others are freemium: free to build or preview, but charge to download a clean copy
- The right template depends on your property type. HDB and private residential have different requirements
What a Singapore Tenancy Agreement Should Cover
A valid Singapore tenancy agreement should include both parties' names, the property address, tenancy period, monthly rent, security deposit, notice period, and maintenance responsibilities. Most landlords also include clauses covering diplomatic (early termination) clauses, air-conditioner servicing, and subletting restrictions.
The CEA templates cover all of these as a baseline. If you're using a non-CEA template, check it covers the same ground before signing.
Free Templates (3 Sources)
1. CEA: The Official Singapore Template
URL: cea.gov.sg Format: Free PDF download Cost: Free
The Council for Estate Agencies is the government body that regulates the real estate industry in Singapore. It publishes two official tenancy agreement templates, one for HDB properties and one for private residential properties, available as free PDF downloads.
CEA is clear that these templates are guides and not mandatory. Both parties are free to negotiate and modify the terms. That said, they represent the baseline of what a Singapore tenancy agreement should look like, and using the CEA template gives both landlord and tenant a credible starting point.
HDB landlords: Use the template on the renting out an HDB flat or bedroom page. It covers HDB-specific requirements including occupancy limits and approved occupier rules.
Private residential landlords: Use the template on the renting or renting out a private residential property page. This applies to condos, apartments, landed homes, and private rooms.
Best for: Any Singapore landlord who wants a government-backed starting point. What's missing: PDF format means you can't easily edit it. Most landlords use this as a reference and have a lawyer or agent prepare the final document.
2. Genie AI: Most Versatile Generator
URL: genieai.co Format: Online generator, email required to download Cost: Free
Genie AI offers several Singapore-specific tenancy agreement variants: standard residential, private residential, short-term tenancy, and commercial tenancy. The generator lets you fill in your property details and customise the document before downloading. You'll need to provide your email address to get the download.
Best for: Landlords who want a digital, customisable starting point rather than a static PDF. What's missing: AI-generated clause language can be generic. Worth reviewing against the CEA template to confirm the key clauses are present before signing.
3. Themis Partner: Clean Word Download
URL: singapore.themispartner.com Format: Free .docx download Cost: Free
Themis Partner offers a Singapore residential lease agreement as a free Word document. It's a static template rather than a generator, but the .docx format makes it easy to edit directly. Singapore-specific terms are included.
Best for: Landlords who want a clean Word document they can edit themselves without going through a generator flow. What's missing: No bilingual version. As a static document, any edits are your responsibility to get right.
Freemium Generators (3 Sources)
These three sources let you build or preview a tenancy agreement at no cost, but charge a fee to download a clean, usable copy. They're worth knowing about because they rank well and many landlords encounter them during their search.
SG Tenancy: HDB, Condo, Landed, and Room Rental
URL: sgtenancy.com Format: Free preview, PDF download from S$10 Cost: Freemium
SG Tenancy covers HDB, condo, landed, and room rental agreements. You can preview the generated document before deciding to pay. The S$10 download fee is reasonable if the template suits your needs, but it's not free despite often appearing in searches for free templates.
Best for: Landlords who want to preview a Singapore-specific generated agreement before committing to a download fee.
Docaro AI: AI-Generated with Watermarked Preview
URL: docaro.ai Format: Free watermarked PDF, paid clean PDF or Word Cost: Freemium
Docaro AI generates a Singapore tenancy agreement and lets you download a watermarked preview for free. To get a clean, usable copy in PDF or Word format, you pay. Similar model to SG Tenancy, with an AI generation layer on top.
Best for: Landlords who want to see a fully generated document before deciding whether to pay for the clean version.
LawDepot: Well-Known International Platform
URL: lawdepot.com Format: Free to build, download requires trial or purchase Cost: Freemium
LawDepot is a well-known document platform with a Singapore-specific residential tenancy agreement builder. You can go through the full question-and-answer flow and see the completed document, but downloading it cleanly requires a free trial or paid subscription. It covers flats, houses, condos, rooms, and other property types.
Best for: Landlords who want a guided question-and-answer builder and don't mind the download gate. What's missing: The trial-or-pay model can catch people off guard. Read the pricing terms before committing.
What No Template Covers
Every template on this list gives you an agreement. None of them tell you anything about the person you're about to hand the keys to.
A signed tenancy agreement gives you legal recourse after something goes wrong. Knowing who your tenant is before you sign gives you a chance to avoid the problem entirely.
Before you finalise any tenancy agreement, it's worth checking whether your prospective tenant has been flagged by other landlords for late payments, property damage, or disputes. A polished application and good income documents don't tell the full story.
The agreement protects you after the fact. Tenant screening protects you before.
Screen Your Tenant Before You Sign
Tenant Griffin is a tenant screening tool built for Singapore landlords. Before you finalise your tenancy agreement, check whether your prospective tenant has been reported by previous landlords.
FAQ
Which tenancy agreement template is recommended in Singapore?
The CEA (Council for Estate Agencies) publishes the most widely recognised tenancy agreement templates for Singapore. There are two versions: one for HDB properties and one for private residential properties. Both are available as free PDF downloads from the CEA website. They serve as guides and are not mandatory, so landlords and tenants can negotiate the terms.
Do I need a different tenancy agreement for HDB and private property?
Yes. HDB and private residential properties have different requirements. HDB rentals are subject to HDB rules around approved occupiers, occupancy limits, and minimum occupancy periods. The CEA provides separate templates for each. Using the wrong template can create gaps in your agreement that don't account for HDB-specific restrictions.
Can I write my own tenancy agreement in Singapore?
Yes. There's no prescribed format for tenancy agreements in Singapore. Both parties are free to negotiate and agree on terms. That said, starting from a CEA template or another established source reduces the risk of missing important clauses. For higher-value properties or longer tenancy periods, having a lawyer review or draft the agreement is worth considering.
Is a tenancy agreement legally binding in Singapore without a lawyer?
Yes. A tenancy agreement does not need to be prepared by a lawyer to be legally binding in Singapore. What matters is that both parties sign it and that it accurately reflects the agreed terms. However, agreements that are vague or missing standard clauses can be harder to enforce if a dispute arises.
What is the difference between a Letter of Intent and a tenancy agreement in Singapore?
A Letter of Intent (LOI) is a shorter document signed when a tenant offers to rent a property, usually accompanied by a good faith deposit. It confirms the tenant's intention and locks in the key terms while the full tenancy agreement is being prepared. The tenancy agreement is the full legal contract that follows. Both documents matter, but only the tenancy agreement covers the full terms of the tenancy.
How long does a typical tenancy agreement last in Singapore?
Most residential tenancy agreements in Singapore are for one or two years. Shorter arrangements of six months exist but are less common. Some agreements include a diplomatic clause allowing early termination, typically exercisable after the first year with one to two months' notice.